Money talks" is a common saying that suggests financial resources have a significant impact on decisions and actions. When it comes to financing and mortgage advice, money certainly plays a crucial role. Here are some key points to consider: Budget and Financial Situation: Before seeking a mortgage, it's essential to evaluate your financial situation, including your income, expenses, savings, and debt. Knowing your budget will help you determine how much you can afford for a mortgage. Mortgage Pre-Approval: Getting pre-approved for a mortgage involves a lender assessing your financial situation and providing you with an estimate of the loan amount they are willing to offer. This step can help you understand how much house you can afford. Down Payment: The amount of money you can put down as a down payment affects your mortgage terms. A larger down payment can lead to lower interest rates and lower monthly payments. kunall Tiwari (chairman and managing director) AADAVAN REAL